South Shore slowly comes back to life after Sandy

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Like Palmese, Toback also contacted her insurance company as the rebuilding process began. She also plans to review her homeowner’s policy, which she advises her neighbors to examine in addition to their flood insurance coverage.

But for Giammarino, there will be no repairs or return to Bellmore-Merrick. “This was never something that crossed my mind,” he said of the storm. “But that’s it. Everything is gone.”

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