Report Inappropriate Comments

JoeSchmoe and sandeep. It is not that simple although it should be. Flood insurance is meant to re-build your home you are correct about that however you are ignorant about the sitaution and current status of the flood insurances response to our damaged homes.

My adjuster at TRAVELERS flood insurance not only left out many items that needed to be replaced they also forgot to include an entire room. TRAVELERS flood only allocated money to replace some wiring in the house. If you do your research and look up the Underwriters Laboritories (who set the standard for safety) you will learn that all wiring has to be removed if touched by flood contaminated waters. These are just a few examples of the negligance that TRAVELERS has presented us with.

Sandeep and joeschmo you are perhaps ufamilar with the substantial damage report that the city of lng beach has given to many homes. This letter declares if your home is more that 50 percent damaged or not. If it is, by law you have to raise it out of the flood plain or knock it down. Most homes in the west end are at 70 or so. The Insurance company wont pay you enough money to do this. Perhaps you two have a magic wand that can raise our homes so we can save the 40 to 50 grand that this costs to do so.

Know the facts before you start pointing fingers at people and making judgements about peoples homes, sandeep my windows are intact as well but they are filled with sewarage water in between the panes. My roof is intact but it has structural damage that you can't see from a photo. Maybe you are some sort of engineer that can assess damage from photos but I doubt that.

Instead of "completely killing off flood insurance" maybe we should kill off ignorance during a sensitive time and stick together as a community.

From: Cut the red tape!

Please explain the inappropriate content below.