Report Inappropriate Comments

They have flood insurance so they will eventually get paid. The lesson here is that folks need to have a rainy day fund and older folks on a fixed income living in a flood zone is risky.

Other issue is they might have been better off with no flood insurance at all which is odd. Charities were doing rip out for free, FEMA/NYS Sandy would have gave them up to $41,900 and the STEP program up to 10K.

They then would have been free to hire handiman at half cost to do majority of work remaining. Also would have gone right away to Salvation Army etc for used furniture.

My neighbor had 100K worth of damage to home. He immediately hired a work crew getting estimates and keeping prices as low as possible. Paid off bill in increments and insurance company paid him at each step.

Insurance companies and banks dont like to front you money. Do the work, submit bill and get paid. If folks had a rainy day fund or access to lines of credit pre-storm stories like this would not exist.

I had the same exact damage as two of my neighbors with insurance. Both got paid 160K. I did the same exact job for 50K. Took a month off work, really shopped around and avoided expensive contractors that charged "insurance" prices. Kinda like when your car is dented their is "insurance" price and pay out of pocket price.

Next time all of us will be better prepared

From: Sandy victims grow weary

Please explain the inappropriate content below.