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Way to go Steve..I,m still not fixed..why? I was told by FEMA mitigation not to . Don't waste my money fixing so we froze last winter ripped out with utility costs that shot up after we did some repairs but didnt get the money to make big changes & Because my damage claim was never evaluated properly in the first place with all the post storm.& it's still a revolving door of no help - help by me,there's so much paperwork Confusion & difficulty getting help unless you knew the right people & got them fast.alot of contractors don't want to take it on it's expensive & if there are problems in the future ,they're on the hook for it,they google my location & I don't even get a call back,so I do whatever damage control I need to to have a roof over our heads & some consistency in our lives,the settlement I finally recieved did not representative of all the damage so my house is still a mess of papers & it's impossible for me to dig thru the proofing.. The insurance co passed it off to national flood ,,wind before water seems to not have been recognized ..the whole system is a confusing , frustrating, frightening, inconsistently based , ego crushing nightmare we still have to pay high taxes to deal with all too frequently,

i was told by FEMA mitigation at cedar creek that the government would fix my house .. just keep throwing out,but the town says I don't have enough damage based on the settlement my lawyer told me to accept. Oh right & I know Bauer s they live close ..pass the now empty lot ..it's .a shame I watched that kid grow up ,his parents moved but he wanted to live here & bought a few doors from the house of his youth..that houses owner walked away from in frustration after being slammed by Irene & sandy,I knew them too & didnt blame those people.not every1 can handle the stress of you need help now but it doesn't come til sometimes it's too late.

The town of hempstead doesn't have a repetitive damage option which means that we' re at the mercy of the insurance companies storm per storm decisions...& , sorry that's not covered,too bad you lost tens of thousands of dollars worth of property..each time,,answers..eat it along with the super high flood insurance rates.

We need and have need repetitive damage inclusion down here, people have sustained first floor flooding for the past few years..watched their value & re salability dwindle in the flood zone."the writing is on the wall..the tides ARE higher.

There's so much paperwork we don't know what to do first & god help I'f you don't have a disaster lawyer, public adjuster or contractor in the family.

keeping the house with a lien on it for 5 years to satisfy a lien on a grant with New York rising is chaining people who are in dire straights already to more years of anguish if they were planning life changes sooner.

I personally have flood nightmares every week,,nocturnal anxiety attacks,,,day ones ,when I look out the window,,,in my dreams ,I see my house if it's risen, with a boat docked under it,,to take out to a main road instead of a car in the no to distant future.. . This is a quality of life issue for many of us as well as a repetitive flood nightmare fight where you live from disaster to disaster ..it's just not a normal way to live.

From: A year after Superstorm Sandy, still homeless in Bellmore

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