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Need help with No-Fault Insurance?

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The No-Fault & Workers Compensation Reimbursement Recovery Department at Abrams Fensterman represents medical providers in collecting their denied and outstanding No-Fault and Workers Compensation claims. Our vast knowledge and experience with No-Fault and Workers’ Compensation ensures our clients the best service in collecting their unpaid claims. We recognize the individual needs of each client, and our attorneys and support staff work together striving for the best result on behalf of our clients. In representing our clients we immediately initiate collection efforts by any means necessary including arbitration, negotiation and litigation. Most insurance companies systematically and arbitrarily deny No-Fault and Workers’ Compensation claims. The insurance company anticipates that the medical provider will not seek to collect on the bill. This is where a law firm which is proficient in No-Fault and Workers’ Compensation collections is a necessity.

 

1. What is No-Fault Insurance?

In 1973, New York State enacted the Comprehensive Automobile Insurance Reparations Act which supplanted common-law tort actions for most victims of automobile accidents with a system of no-fault insurance. Under the no-fault system, prompt compensation for losses incurred by accident victims is to be made without regard to fault or negligence. In simpler terms, in New York, if you are injured in an automobile accident, your own insurance company reimburses you for your "basic economic loss" resulting from the accident, regardless of whether the accident was your fault or not. "Basic Economic Loss" includes up to $50,000.00 per person of the following combined items:

  • ·         Health service bills incurred;
  • ·         Loss of earnings from work missed;
  • ·         All other reasonable and necessary expenses incurred, up to twenty-five dollars per day for not more than one year from the date of the accident causing the injury

 

 

New York's No-Fault system allows individuals injured in automobile accidents to get medical treatment and be reimbursed for their lost wages without having to fight insurance companies over who was at fault for the accident itself. Whether you know it or not, the right to payment of No-Fault benefits is part of your automobile insurance policy.

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