For those having trouble paying their mortgage, are in foreclosure or in need of help following Hurricane Sandy, the Cedarhurst-based organization, Labor & Industry For Education, Inc. (LIFE), provides that assistance at no cost.
Patricia Dupont of Elmont heard about LIFE six months ago in the midst of her more than two-year mortgage struggle. â€śI needed mortgage modification and finally after a series of difficulties and having nothing get done, I called Congresswoman Carolyn McCarthyâ€™s (D-Mineola) and was referred to LIFE,â€ť she said. â€śFrom the minute I called my case was picked up and once I went into the office, we started working from there.â€ť
It was a breath of fresh air for Dupont as LIFE immediately began sending in the necessary paperwork for the bank to process her mortgage case. â€śIt took about four months for my mortgage modification to be approved,â€ť she said. â€śWithout them I would have lost my house. They helped me tremendously and I was able to have peace of mind.â€ť
LIFE Director Elie Hecht said the organization was founded 25 years ago as a nonprofit and became funded by the New York State Attorney Generalâ€™s Office four years ago. â€śWeâ€™ve received about a million dollars through their office,â€ť he said. â€śWeâ€™ve represented people across the South Shore with their banks, talked to mortgage services on their behalf and helped them through the process after Sandy.â€ť
Hecht added that it could be difficult, if not nearly impossible, for homeowners to get through the foreclosure process on their own. â€śWe prepare documentation the bank asks for, advocate on their behalf and give them advice to help them through the process,â€ť he said. â€śIf Sandy issues have caused them to fall behind on their mortgage payments or they have to sell their home, we help them find a soft landing.â€ť