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Sunday, May 29, 2016
State to compensate Sandy victims affected by earth-movement exclusion
(Page 3 of 3)
Anthony Rifilato/Herald
Legislator Dave Denenberg, holding microphone, and other local officials joined residents at an August rally in Mineola to protest a provision of the National Flood Insurance Program.

Mittleman agreed, saying that she would continue to fight until Congress eliminates the earth-movement provision from NFIP regulations. “Congress has to legislatively change the amendment,” she said, “or else they’re just going to do this to another neighborhood after another disaster.”

Mittleman added that she is also concerned about how quickly the money will come, especially as the statute of limitations for filing suit against insurance companies draws closer. She said she does not want people to decide not to file suit because of this announcement, only to be denied after the deadline expires and lose out on the money they deserve.

“I don’t want people to have to lawyer up if they don’t have to,” she said. “That was the whole point of this. But on the other hand, if they don’t have a specific guarantee that their particular claim is going to be paid, they don’t really have a choice, even with the governor’s announcement.”

Mittleman said she is pushing officials for more specifics about Cuomo’s change in the Housing Recovery Program, and she urged those affected to contact their elected officials to make sure it pays out in a timely manner.

“It just seems like a broad announcement that they’re going to fund it, but we all know they have to have some sort of process,” Mittleman said. “How quickly is the money going to be issued?”


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Federal subsidized NFIP is history, and now these same Insurance Companies that didn't pay in the first place, want to rape us over the coals!

Now the requirement is that we all make new NFIP applications, submit photo's of the house and spend $600-$800 for Certificates of Elevation.

Did your house move since Sandy? Mine didn't and they wrote me a policy!

They won't tell us how much the policies are.... AND WHERE ARE OUR ELECTED OFFICIALS????

ABSENT as usual!!!!!!

What say yee Mr. Schuner, Ms Gillibrand, and my favorite non-working elected official, Ms. McCarthy!!!!!!!!

It would be nice if one of these elected officials ever really answered and dealt with a constituent complaint without the paperwork they put in place to put you off.

Thursday, October 3, 2013 | Report this

I own a legal two family home in Long beach and have been paying flood insurance for 20 years. I was denied claims as they claim my first floor apt is below grade. Why has it been mandatory to pay for flood insurance when they wont cover the house when the storm did come? I laid out over $80000 in repairs and only received compensation for the boilers and hot water heaters. You do not walk down stairs to reach this apt.

Why isnt this issue being addressed? Long Island homes are built with the split level style. I am furious and out of a lot of money. Additionally the insurance company is requiring me to pay for flood insurance for this year? Why would i pay for insurance that they wont pay me?

Thursday, October 3, 2013 | Report this

It. Is our elected officials that control the policy coverages and exclusions in the flood insurance, policy. It is the same elected officials that passed the law that instructed FEMA to do away with flood insurance premium subsidies and to charge an actuarially sound premium. The Insurance Companies and FEMA are not raping anybody when it comes to the premiums charged. They are only doing what our elected officials told them to do. The issue of coverage or lack thereof for living spaces that are at least partially below ground level was discussed in the 1970s when our elected officials decided to exclude coverage from the flood policy.

Thursday, October 3, 2013 | Report this

Mets6996 -

Explain this away:

Given: Paying for Insurance that won't pay in case of a legitimate claim is against public policy.

Given: Living in a flood plain and having a mortgage demands that you buy NFIP

Given: Those same policies are riddled with "gotcha's" that even the NFIP isn't sure about

Given: When those who filed claims under the policy (the same people who were mandated to buy), either a) they were denied, b) they were given low-ball settlements (and without the ability to finance a law-suit, are stuck) or c) they are still waiting for payments or d) they got the payments but the Banks are holding the money hostage.

Long and short - the insurance industry and especially NFIP isn't worth the premium we pay. The only people who get rich are the officers and shareholders of the insurance companies.

Last item: Our current recession (up from the depression of 2009) is the results of blatant greed of both the insurance industry, the banking industry and lack of regulation by our fine and upstanding government (the same people that has given you and I a shutdown government).

Saturday, October 5, 2013 | Report this
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