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Folks without flood insurance are usually the elders with no mortgage. Folks with an FHA mortgage are required to have a mortgage as Uncle Sam and banks want to protect their investment

Zero effort was done by govt to get the homeowners with no mortgage to get flood insurance. In fact fema said if all those folks had flood insurance it would have bankrupt fema as it helped limit liability

I always notice the sentence homeowners are required to have flood insurance in a flood zone

Not true only folks with FHA mortgages are required

From: Cut the red tape!

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