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"We also learned more than we ever wanted to know about insurance policies. We learned which companies were conscientious insurers and which didn’t seem to care about their policyholders. We learned how much easier it is to replace a car than a house. And some of us, unfortunately, learned that we weren’t as well covered as we thought. Many Long Islanders are still struggling with their insurance companies and banks to get the money they need — money they’re owed — to rebuild their homes".

Are you saying folks with flood and car insurance dealing with banks/insurance companies getting a delayed payment is a huge issue?

After Sandy I saw plenty of mainly illegal immigrants and elderly folks who had no flood insurance and no liability insurance on their cars. Their houses and cars were washed away and they got nothing.

BOOO HOOO for folks who had to wait an extra six weeks to get a new gourmet kitchen and their five series replaced by the insurance company. I am sure they will just cut the widows annuity payment to pay for it.

From: The lessons learned from Sandy

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