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Sunday, May 29, 2016
Sandy victims grow weary
(Page 4 of 4)
Anthony Rifilato/Herald
Bryan Murphy, left, the founder of Sandy Help LB, with Marian Freedman in what used to be her living room.

“And that’s after I spoke with three people and was transferred three times for a total of 55 minutes,” he said. “I got nowhere, and had to send it again. I brought the same photocopied document to the rep at the Ice Arena and he found nothing wrong with it, and it was very easy for him to read. He didn’t understand why they wouldn’t accept it.”

Freedman said that she has applied for grants and was approved for a Small Business Administration loan, but she chose not to take on the debt. Now, she said, she may have to reapply because the money is not coming quickly enough.

“It’s a nightmare,” she said. “I’m hoping to be optimistic, but I’m Irish, so I feel like I’m going through the potato famine or something.”

After he met with his bank rep, Leis, who has been living with his in-laws in Long Beach, said he was informed that he would soon receive a $40,000 check so he can begin repairing his home.

“You can’t give up,” he said. “To actually talk to someone made it a little more personal, instead of talking on the phone and getting someone different every time. I think my patience really paid off.”


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They have flood insurance so they will eventually get paid. The lesson here is that folks need to have a rainy day fund and older folks on a fixed income living in a flood zone is risky.

Other issue is they might have been better off with no flood insurance at all which is odd. Charities were doing rip out for free, FEMA/NYS Sandy would have gave them up to $41,900 and the STEP program up to 10K.

They then would have been free to hire handiman at half cost to do majority of work remaining. Also would have gone right away to Salvation Army etc for used furniture.

My neighbor had 100K worth of damage to home. He immediately hired a work crew getting estimates and keeping prices as low as possible. Paid off bill in increments and insurance company paid him at each step.

Insurance companies and banks dont like to front you money. Do the work, submit bill and get paid. If folks had a rainy day fund or access to lines of credit pre-storm stories like this would not exist.

I had the same exact damage as two of my neighbors with insurance. Both got paid 160K. I did the same exact job for 50K. Took a month off work, really shopped around and avoided expensive contractors that charged "insurance" prices. Kinda like when your car is dented their is "insurance" price and pay out of pocket price.

Next time all of us will be better prepared

Tuesday, March 26, 2013 | Report this

I understand completely because I have gone through all of this. My nerves are shot. I can't deal with FEMA or the insurance companies or anyone. Luckily, I found a tiny apartment and moved while my husband ripped out everything himself while waiting for the contractor to arrive. All our bills have skyrocketed. We lost two cars and replaced them. Now we are over our heads in bills. Any and everything has been done to keep costs low. No fancy stainless steel appliances. What I don't understand is why FEMA always tells you something different each time you call them. Others have also done the same. The red tape has been horrendous. How many times did I have to fax the same paperwork? I have nickeled and dimed everyone in order to keep everyone including the contractor happy.

Soon I will return to my Meadowmere Park home in the Lawrence, NY area. I am totally disgusted with everything and everyone. It has been a long 5 months and I am not working and that makes things worse for my family.

Once I go back to my flood-damaged home, I won't feel comfortable that another hurricane won't come again. New York, in my opinion is for those who have lots of money. That's why I am planning to get the f----k out of here as soon as I can. Most people don't have $100,000 laying around in case of an emergency like rebuilding homes. Next time we have a hurricane I will leave NY for good!!!!! All the promises made did not help in getting back to our homes again quickly. Some days after the hurricane, we were advised to go online to apply for FEMA. There was no power, yet the bills came daily and nobody could go online or charge their cell phones. There were alot of stupid comments like that all over. Pay attention-----some will stay and others will leave NY. Too many delays, lots of paperwork,dealing with selfish and stupid people, etc. Let's say I have a very bad impression on the handling of hurricane Sandy.

Tuesday, March 26, 2013 | Report this
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