The negligence and personal injury department at Abrams Fensterman represents clients in all types of personal injury claims. From wrongful death claims to construction accidents to automobile accidents, the personal injury attorneys at Abrams Fensterman have recovered millions of dollars on behalf of injured clients and their families. Our team has extensive experience fearlessly taking on insurance companies, corporations and government officials in order to compensate our clients for their injuries. Here are some answers from the experts.
1. I just got into a car accident. What should I do?
There are a few things that you should do immediately after being involved in an accident. First, call the police and have a police report completed. This preserves information about the accident and the people involved.
Second, take photos of the damage to your vehicle and of the damage to each vehicle involved while still at the scene of the accident.
Third, exchange personal contact and insurance information with the operator of each vehicle involved in the accident and write down the license plate number for each vehicle involved.
Fourth, call your insurance company and report the accident. If you do not, there is a chance that your insurance company will not provide coverage for damage to the vehicles involved or for lawsuits that may be filed against you relating to injuries sustained by others in the accident.
Fifth, complete a no-fault application with your insurance company.
2. What is a "No-Fault" application?
A no-fault application is a form that is provided to you by your own insurance company and relates to its obligation to pay for the costs of medical treatment and lost wages for you and the people in your vehicle as a result of the accident. Your own insurance company provides those benefits no matter who is at fault for the accident—hence the name "no-fault." This form must be filed with your insurance company within thirty (30) days after your accident.